2025 Ira Contribution Limits 2025 Over 50. For 2025, individuals younger than 50 can contribute up to $7,000 to a traditional ira or roth ira. The maximum total annual contribution for all your iras combined is:
The total contributions you make to all your traditional iras and roth iras in 2025 can’t exceed the lesser of the following: $6,500 (for 2023) and $7,000 (for 2025) if you’re under age 50.